• Share Secure
  Have a problem keeping the money you saved in an account, while new expenses keep popping up? Need money immediately and don’t want to use your savings? USFCU offers you a share secured loan up to the balance of your account at 5% interest. You choose the payment amount.
• Holiday / Vacation
  Your credit union offers you the opportunity to plan for the Holidays by opening a Holiday Club account. Your money will be available to you just before the Holidays to enjoy a shopping spree without any worries.
• Debt consolidation
  Your credit union offers you the opportunity to consolidating your debts from a higher interest rate into a loan with us that charges you a lower interest rate than the one you are currently paying. We will make the payments directly to your creditors.

60-month maximum term. Loan amounts: $500 - $35,000.
• Revolving / Refinancing
  A loan can be refinanced twice. The loan must be reduced by one half (1/2) before refinancing.
• Personal
  These loans are available to all members for any personal need and rates are based on the member’s credit score.
60-month maximum term. Loan amounts: $500 - $35,000

•  USFCU share account is required for all loans.
• All unsecured loans must have a 25% collateral
• Loan must be paid within five years
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