| • Share Secure |
| |
Have a problem keeping the money you saved in an account, while
new expenses
keep popping up? Need money immediately and don’t want to use your savings?
USFCU offers you a share secured loan up to the balance of your account at 5%
interest. You choose the payment amount. |
| • Holiday / Vacation |
| |
Your credit union offers
you the opportunity to plan for the Holidays by opening a Holiday
Club account. Your money will be available to you just before
the Holidays to enjoy a shopping spree without any worries. |
| • Debt consolidation |
| |
Your credit union offers you the opportunity to consolidating
your debts from a higher interest rate into a loan with us that
charges you a lower interest rate than the one you are currently
paying. We will make the payments directly to your creditors.
60-month maximum term. Loan amounts: $500 - $35,000. |
| • Merchant Cash Advance |
| |
These are business cash advances that are paid back during approximately four to six months time frame. There is little documentation needed and credit is usually not an issue. We work with several vendors that can assist you including: Elite Merchant Funding, Fastest Merchant Advance and NYMCA Advance. |
| • Personal |
| |
These loans are available to all members for any personal need
and rates are based on the member’s credit score.
60-month maximum term. Loan amounts: $500 - $35,000
• USFCU share account is required for all loans.
•
All unsecured loans must have a 25% collateral
• Loan must be paid within five years |
