| The University Settlement Federal Credit
Union is owned by its members and run by a Board of Directors you
elect. You can be confident that your financial privacy is a top priority
of this Credit Union. We are required
by law to give you this privacy notice to explain how we collect,
use
and safeguard your personal finances
as they relate to the Credit Union. If you have any questions, please
contact the Credit Union office at (212) 674 9120 Extension 4552-Supervisory
Committee.
CATEGORIES OF INFORMATION THAT WE MAY COLLECT
The University Settlement Federal Credit Union collects nonpublic
personal information about you from the following sources:
-Information we receive from you on applications or other forms,
such as your name, address, social security number, assets and income.
-Information about your transactions with us or others, our affiliates,
or others, such as your account balance, payment history, or parties
to transactions.
-Information we receive from a consumer-reporting agency, such as
your credit worthiness and credit history.
CATEGORIES OF INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about you
to anyone, except as permitted by law.
If you decide to terminate your membership or become an inactive
member, we will adhere to the privacy policies and practices as described
in this notice.
CONFIDENTIALITY AND SECURITY
The University Settlement Federal Credit Union restricts access
to your personal and account information to those employees/officials
who need to know that information to provide products or services
to you. We maintain physical and procedural safeguards that comply
with federal/state regulations to guard your nonpublic personal information.
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